Finance

Auto Loans

The Granite Nissan finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Rapid City, Spearfish, and Custer to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from Sturgis to Ellsworth Airforce Base. Whether you are right down the road or an hour away from Rapid City you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.

How is your credit?

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.

The Granite Nissan loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Nissan vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Nissan vehicles currently available for immediate delivery.

Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Granite Nissan finance team will put together a loan package that is tailored specifically for you.


Online Credit Application

Fill out our online credit application and get pre-approved for your next vehicle.

Get Pre-Approved

Our Financial Services Include:

  • Competitive rates direct from the manufacturer and local South Dakota banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended warranty programs
  • And many more finance programs to fit your needs

We are always happy to answer your questions so please don't hesitate to contact us today!



At Granite Nissan, we're committed to finding the right auto loan to fit your budget. Our team of finance experts work with auto lenders throughout the Black Hills to make sure you get the best rates and flexible terms that will let you afford the car of your dreams.
 
We understand that getting a car loan can be a daunting task. We're here to guide you through every step of the process, from selecting the right vehicle to securing one of the best auto loans.
 
We offer a range of options, including auto financing and lease programs. Our online application makes it easy to get pre-approved for an auto loan before you even step foot in our dealership. If you don’t have perfect credit, don’t worry. We will still find great auto financing options whether you’re starting from scratch or need to rebuild your credit history.
 
At Granite Nissan, customer satisfaction is our top priority. With our dedicated team by your side, we'll ensure a seamless and efficient auto financing experience. Visit our finance center today and let us make your automotive dreams a reality.