Nissan Finance Center in Rapid City, SD Your new and used automotive financing experts
Should You Lease Your New Granite Nissan Vehicle?
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease is over.
Benefits of Financing
Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.
We Make it Easy! Competitive Rates! No Hassle Credit Checks! Flexible Payments!
Flexible Credit Options
Granite Nissan can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
- Main:605-342-3400
- Sales:605-342-3400
- Service:605-342-3400
- Parts:605-342-3400
- Mon - Fri8:00 AM - 6:00 PM
- Sat8:00 AM - 5:00 PM
- SunClosed
Frequently Asked Questions
What's better, buying or leasing?
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
How long is a typical car loan?
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
I've had credit issues in the past. Can I get financing?
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
Can I finance a vehicle without a down payment?
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
The Finance Department at Granite Nissan
So, you're through with the toughest part of the vehicle buying process (finding the vehicle you want), and now you're on to the finance side of things. Does just the word finance bring chills to your spine? Fear not, Spearfish, Sturgis, Custer and Ellsworth SD drivers, the Granite Nissan finance team is ready to help! Our team of in-house finance experts will work with Rapid City drivers to find a cash payment that fits within your unique needs. Here at Granite Nissan, our finance team is well connected to a vast lending network that helps to ensure that Spearfish, Sturgis, Custer and Ellsworth SD drivers can land a fair finance deal.
Which Auto Financing Options Fit You Best?
There are two main options to pick from when considering your financing options taking out a loan or signing a lease. Each has their pros, so it's really up to you to decide which is the right path forward. For example, with a loan, you own the car at the end and build equity, but with a lease, you have a lower payment and an easier time upgrading when you turn it in. Whichever you choose, we can provide you with the information you need to make an informed decision.
Let's Get Started and Finance Your Next Car in Rapid City
We want to make the process of buying a car simple. At Granite Nissan, we're ready to help you by answering any questions you might have. We also have many tools that you can utilize to save some time with our online finance application, which helps make the process smoother and gives us a chance to find you the right plan and put you one step closer to getting behind the wheel of your next car.
