Financing your new Nissan is a great way to get the model you can afford without the requirement to save up the cash first. When you choose to finance, your two options are a bank or your dealership. As your Nissan dealer in Rapid City, SD, we want to give you a few reasons why choosing us for your finance is the best choice for you.
3 Benefits of Financing Through Your Nissan Dealer
Handy Online Tools
When you’ve decided on the model you want, we have some handy online tools to make your financial planning easier. The first tool is a pre-approval form. Once you’ve gathered some information together, you’re ready to apply. The application is a short four pages long and can be completed very quickly. Complete the form, hit the send button, and one of our finance experts will contact you as soon as they see your application.
Our second tool, the payment calculator, will give you a heads-up on term length, interest rates, and monthly repayments. You can use it to calculate the deal that best meets your budget. Once you’ve determined your ideal terms, our experts will work for you to make it a reality.
You’re an Individual
If you apply for a bank loan, it can feel very impersonal. Once you’ve filled in the form, their loan application process starts, and you become a number. Banks have specific policies and requirements regarding term length and repayment schedules. If they approve your loan, they specify the terms, and they won’t negotiate.
We see you as an individual who wants the car of your dreams. Our finance experts work with you throughout the application process. We negotiate with our pool of local South Dakota banks and with Nissan to get you the best deal possible.
Improving Your Credit
Not everyone has a perfect credit score, and we understand that. We have options available whether you have great credit, average credit, or credit that needs some improvement. If you have great credit, we’ll get you a great new vehicle APRI, or very competitive used vehicle rates. If your credit needs some improvement, we’ll get you a loan package that enables you to get a car and rebuild your credit at the same time.
If you apply to a bank and don’t have perfect credit, the situation is very different. Banks aren’t interested in helping you improve your credit. They’re only interested in their bottom line. If you have a lower credit score than you’d like, a bank will most likely reject your application.
These are only some of the many reasons why financing through us is a good deal. Contact our finance department today at Granite Nissan for your perfect deal.
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